How to transfer a pension to a Sberbank card?

Retirees often experience inconvenience due to the fact that pension benefits go to the post office. In order to get their money, older people are forced to stand in lines and, at times, learn several times about the receipt of funds to their address. That is why more and more pensioners are wondering how they can transfer their pension to a Sberbank card.

Modern technologies allow you to avoid unnecessary hassle and receive money on a Sberbank plastic card.

What documents will be needed to transfer a pension to a Sberbank card:

1. Passport of a citizen of the Russian Federation.
2. Pension certificate or other document that can confirm the right to payments.
3. A document that confirms registration in the region where the card will be issued. If registration at the place of residence is indicated in the passport, then additional certificates are not needed.

The plan for transferring a pension to a Sberbank card can be divided into 2 stages:

For registration it is necessary:

1. Personally arrive at the branch of Sberbank with documents.
2. Fill out an application for issuing a card and an application for banking services. Banking services include issuing a card, opening accounts and deposits at the request of a client, connecting services Sberbank Online@yn And Mobile Bank. In addition, a pensioner can fill out a form with a request to open an additional card if he wants to open access to his funds to a third party.
3. Obtain a printout from the bank employee with the details of the card account and an envelope containing the PIN code for activating the card at an ATM. The PIN code must not be shared with anyone or written down anywhere to avoid fraud. It must be memorized by heart.

To make a card, you need 10-20 days. The fact that the plastic card is ready, Sberbank employees notify customers by phone.

When a pensioner receives a card, he needs to:

• arrive at the territorial department of the PF with the details of your account;
• fill out an application with a request to transfer the pension to a bank account. When drawing up this document, the pensioner will need to indicate the details of the bank and card.

If a pensioner already receives money at the post office, but decides to open a bank account for pension transfers, he needs to apply for a card at a Sberbank branch, and then inform the Pension Fund about the change in the pension delivery method by filling out an application.

The same statement is written in the PF if the cardholder wants to return the money transfer to the post office. To close the card at Sberbank, a written refusal of services is also issued.

What benefits will pensioners get if they transfer their pension to a Sberbank card?

1. Preservation. If the cardholder does not disclose the PIN code to a third party, then the likelihood that the money will fall into the hands of scammers or robbers is minimal. If the card is lost or stolen, it can be blocked by calling the bank. After the card is reissued, the owner will be able to withdraw his money. In addition, Sberbank is state-owned and the largest in the country. In the most difficult economic situation in the country, the likelihood that the bank will be closed is very small.
2. Access to funds anytime, anywhere. Sberbank has the largest network of ATMs and a large number of branches. Therefore, the cardholder will be able to withdraw money without interest in any city and even in other countries. You can pay for purchases in stores with a bank card.
3. Ease of budgeting. With the help of additional features and services provided by the bank, pensioners can set up debiting funds for utility bills or loans on the day the funds are received in the account, automatic replenishment from the mobile phone account and other operations. Thus, pensioners can manage their pension without leaving their homes.

Sberbank has developed a special type of card that is especially convenient for pensioners. It's called "Social".

Maintenance of this card is free of charge, but its owner receives additional income in the form of 3,5 % per annum. Crediting to the "Social" card occurs at the time of transfer from the Pension Fund, without delay.

To manage their money, a pensioner can connect Sberbank Online and Mobile Bank. Sberbank Online is a free service. It allows you to make payments and transfers over the Internet.

For the service "Mobile Bank" you need to make a monthly payment. It allows you to manage your pension through SMS messages and receive alerts about money transactions. You can opt out of Mobile Banking.

The owner of the "Social" card is automatically connected to the bonus program "Thank you". With this service, pensioners will be able to buy goods and services cheaper.

The card is valid for 3 years, after which it is automatically reissued. The owner is notified by phone that it is necessary to come to the bank branch for a new card.