How to put money on a Sberbank card through a terminal or ATM?

Payment for goods and services is greatly simplified when using a Sberbank card and allows you to get significant budget savings through various bonus programs of its partners. Sometimes it is necessary to replenish the card not only due to receipts from various personal accounts (other cards), but also in cash.

In the beginning, you should understand which ATMs carry out the corresponding transactions. The bottom line is that Sberbank installs two types of ATMs: with and without a banknote acceptor (visually, the device is larger with a bill acceptor). Otherwise, these software and hardware complexes (ATM) perform the same functions:

• issue cash;
• top up your mobile phone account;
• show the balance of funds on the personal account;
• connect Internet banking and a mobile application;
• allow you to check the number of points in the Thank You bonus program.

The presence of a bill acceptor makes it possible for such an ATM to also replenish a bank card, as well as return a loan in cash (in the language of financiers, this functionality is called “cash-in”).

Instructions on how to deposit money to a Sberbank card through an ATM do not look complicated:

• Find an ATM (ATM) with the ability to accept money (their list is given on the official website);
• Insert a bank card card into the card reader (card reader);

• Activate the complex with a 4-digit PIN code;
• After the main menu appears on the display, activate the “Account replenishment” option and click on the “Deposit cash” box. The ATM part has an intermediate function - "Cash transactions" -, inside of which the necessary menu section is located;

• Deposit money after the appropriate inscription appears on the ATM screen;

• After the amount necessary to replenish the card account appears on the monitor, press the button with the inscription "Pay";

• Print a check, which indicates the ATM number, the day of the month and the time of the operation, the amount of money received and credited, card details. This will make it easier to find a transfer if the equipment fails during the transaction.

Attention: carefully read the instructions for depositing banknotes. The savings bank installed ATMs with various nodes for accepting paper money. Some accept them one at a time, similar to mobile communication payment terminals, others in bundles, up to 40 banknotes of various denominations. The electronic unit automatically recognizes them and sums them up with already processed banknotes. If the instruction cannot be found, the type of receiver can be determined by the size of the money-receiving slot. A narrow opening indicates a piece-by-piece reception, a wide one indicates the ability to put a pack at once. The latest models of ATMs warn their users about how to put banknotes in the bill acceptor through the display.

How to transfer money to a Sberbank card through an ATM to another individual?

The software and hardware complex also allows you to deposit on someone else's Savings Bank card. Walkthrough:

• The card reader inserts its own plastic;
• ATM is activated by dialing 4 digits of the PIN code;
• The main menu contains the option "Transfer to a bank card by number";

• On the page that appears, the required fields are filled in: card number, transfer amount;

• Check the correctness of the details entered and the name of the cardholder;
• If everything is done correctly, banknotes are sent to the bill acceptor;
• After the amount appears on the monitor, the transaction should be approved;
• Order a check printout.

Attention: the ATM does not give change, and therefore you should deposit exactly the amount that is written in the details fields. If the available banknotes cannot form it, then you should either exchange banknotes or change the amount of the transfer. Damaged and crumpled banknotes ATM returns back. Often, simply flipping the banknote 180 degrees allows the electronic device to read the denomination of the bill and accept it.

How to deposit money to a card through an ATM without a card

Sberbank customers are already accustomed to the fact that without a card, you can transfer money to a personal account through a terminal, but such an operation is impossible with an ATM. However, situations when it is necessary to throw cash on a card in its absence occur very often. Therefore, the latest generation of ATM works even without plastic inserted into the card reader.

How to put money on a Sberbank card through an ATM without a card? This is done easily, but you need to have the data of the replenished plastic at hand. If an error is made in at least one digit, the payment will not go through. You should not be afraid of crediting money to someone else's account - the name and surname of the card owner, the number of which is entered into the ATM, will be displayed on the screen.

Step by step, the whole operation is as follows:

1. The ATM is turned on;
2. Among the options that appear on the screen, the section with “Cash payments” is selected. In this case, the offer to insert a bank card is ignored;
3. In the newly opened menu, the “Transfer Funds” option is activated;
4. In the form that appears, fill in the fields with the card number and the amount of credit;
5. The filled details are checked and the data of the owner of the card, the number of which is indicated for cash crediting, are specified (if the Surname and Name of another person appear on the screen, the operation must be immediately discarded);
6. The necessary funds are brought in through a bill acceptor;
7. After the amount of deposited money appears on the screen, the operation is confirmed;
8. The check is printed.

The transaction is completed, and the check will be a confirmation of the deposit of funds to the card account in case of a software failure.

How to transfer money through the payment complex to another person

In life, it is often necessary to replenish a Sberbank card for a son, daughter who is studying in another city, relatives and just good friends, i.e. to another person. At the same time, quickly, without resorting to numerous transfers from one personal account to another and in cash.

Sberbank offers such an opportunity - through terminals. Until recently, only these devices could work without the card of the person to whom the money is being transferred. The latest generation of ATMs also received this feature. Immediately, we note that terminals and ATMs differ from each other:

• functions embedded in the software;
• location (terminals are located mainly in crowded places, such as shopping centers, railway stations, airports, and ATMs - in the foyer of branches and on the street);
• owners - ATMs are installed by the relevant credit institutions, terminals - by both legal entities and individuals.

Hence the different terms for crediting funds, and the charging of commissions by terminal owners for each transaction.

In order for the transfer to reach the addressee, you need to navigate how to put money on a Sberbank card through the terminal. Transfer money through the terminal should be step by step:

1. Activate the complex and the corresponding option;
2. Type on the keyboard the number of the card where the transfer will be made;
3. Check the filled fields, compare the Surname and Name of the recipient of the transfer;
4. If all fields are filled in correctly, continue the transaction by clicking the “Next” option;
5. Enter the appropriate amount of money through the bill acceptor;
6. Check the amount of money deposited and transferred. If they match, complete the transaction by clicking on the inscription "Next";
7. Order a printout of the check so that if the transfer fails, it will be possible to restore the transaction.

Commissions and limits

The savings bank has set a limit on the daily transfer of cash to a card account - 150,000 rubles. However, the limitation is only related to the commission, which is not taken from this money. If the amount is exceeded, you will have to pay 0.75% commission.

Transferring funds to a card from terminals is paid. The amount of the commission is set by their owner. When making a transaction, the amount of payment for the service will be displayed on the screen. The commission fee will be taken directly from the amount deposited in the bill acceptor. Therefore, if a transfer of a strictly fixed amount is required, this nuance should be taken into account and the amount should be transferred taking into account the commission.

What to do if the money has not arrived